Sri Vijaya Puram, Aug. 6: Pradhan Mantri Fasal Bima Yojana (PMFBY) is one of the Flagship Schemes of the Govt. of India. The scheme is being implemented in these islands since 2016. The scheme envisages providing Insurance coverage to the registered farmers under PMFBY towards crop loss arising out of unforeseen events viz. drought, dry spells, flood, inundation, pests and diseases, landslides, natural fire and lightening, storm, hailstorm, cyclone, typhoon, tempest, hurricane and tornado etc. The scheme ensures flow of credit to the agriculture sector and stabilizes the income of the farmers.
The Paddy is the notified crops under PMFBY for Kharif 2026 seasons in all 03 Districts of this UT. The indemnity level for all notified crops is 80% for both Kharif 2026 seasons.
All farmers (loanee and non-loanee) enrolled under PMFBY shall be eligible for coverage under the scheme. Farmers will not be required to pay any premium, as the entire premium is fully subsidized by the Government. The full actuarial premium shall be borne by the Government for all notified crops sown in the notified area.
PMFBY covers risks of losses arising from either of the possibilities of Prevented Sowing, Sowing to Harvesting (due to dry spells, flood, inundation, pests and diseases, landslides, natural fire and lightening, storm, cyclone, etc), Post-Harvest Losses up to a maximum period of two weeks from harvesting, for those crops which are required to be dried in cut and spread / small bundled condition depending on crops in that area, in the field after harvesting against Cyclone, Cyclonic rains and Unseasonal rains.
All farmers including share croppers and tenant farmers growing the notified crops in the notified area are eligible for coverage. Such farmers are required to submit the necessary documentary evidence of land records prevailing in the UT (record of right, land possession certificate) or other document notified/permitted by the UT. The cut-off date for the enrolment under the scheme for Kharif 2026 is 31.08.2026. The farmers have to approach the SBI or Co-operative Bank of concerned areas along with land records and enroll under the scheme or they may even register themselves in the National Crop Insurance Portal (NCIP) i.e. pmfby.gov.in.
After enrolment, any losses to the crop arising out of risks may be intimated Immediately (within 72 hours) by the insured farmer directly or through his own mobile or land line phone or any his own media or toll-free numbers, if any to the implementing Agency (The Kshema General Insurance Limited), concerned bank, local Agriculture Department. For any assistance or queries, farmers are encouraged to contact Kisan Call centre Help Line No. 243434/ 18003451145 or approach the Officers/Staff of Department of Agriculture in various zones. The farmers of Andaman and Nicobar Islands have been appealed to take maximum benefits of PMFBY.
