Sri Vijaya Puram, Mar. 8: The Government of India, under the leadership of the Hon’ble Prime Minister, has launched Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0) on 1st September, 2024. The flagship initiative aims to provide affordable, all-weather pucca houses to one crore urban families across the country over the next five years, furthering the vision of Housing for All.
Following the launch of the scheme, the Sri Vijaya Puram Municipal Council (SVPMC) has undertaken extensive awareness initiatives to ensure maximum outreach among eligible beneficiaries. These efforts include press outreach, installation of hoardings at prominent locations, and the organization of ward-level awareness camps to assist citizens in understanding the scheme and the application process.
As on date, 214 applications have been received under the scheme, out of which 189 applications have been verified.
Key Scheme Components
PMAY-U 2.0 is being implemented through multiple verticals to ensure wider coverage and accessibility:
• Beneficiary-Led Construction (BLC): This vertical provides financial assistance to eligible families belonging to the Economically Weaker Section (EWS) category to construct new all-weather pucca houses on their own available land. Beneficiaries under this component may construct houses with a minimum carpet area of 30 sq. m and a maximum of 45 sq. m.
• Affordable Housing in Partnership (AHP): Under this vertical, Central Assistance is provided to EWS beneficiaries for owning a pucca house. Affordable houses with a carpet area of 30-45 sq. m are constructed by public or private agencies and allotted to eligible beneficiaries.
• Affordable Rental Housing (ARH): This component promotes the development of rental housing for EWS/LIG beneficiaries, including urban migrants, homeless persons, industrial workers, working women, construction workers, and other urban poor. The housing units are developed through prescribed implementation models to provide affordable rental accommodation.
• Interest Subsidy Scheme (ISS): Under this vertical, interest subsidy is provided on eligible home loans sanctioned and disbursed on or after 01.09.2024. The benefit is available to EWS, LIG, and MIG beneficiaries with annual household incomes of up to Rs. 3 lakh, Rs. 6 lakh, and Rs. 9 lakh respectively, enabling them to access affordable housing through institutional finance.
Eligibility Criteria
Families belonging to Economically Weaker Section (EWS), Lower Income Group (LIG), and Middle Income Group (MIG) categories and residing in urban areas, who do not own a pucca house anywhere in India, are eligible to avail benefits under Pradhan Mantri Awas Yojana – Urban 2.0.
• Income Criteria:
• EWS: Annual household income up to Rs. 3 lakh
• LIG: Annual household income from Rs.3 lakh to Rs.6 lakh
• MIG: Annual household income from Rs.6 lakh to Rs.9 lakh
• Housing Condition:
The applicant or any member of the family should not own a pucca house anywhere in India.
• Previous Housing Benefit:
Beneficiaries who have been allotted a house under any Central, State/UT, or Local Government housing scheme during the last 20 years in either urban or rural areas are not eligible to avail benefits under PMAY-U 2.0. Applicants will be required to submit an undertaking in this regard.
• Aadhaar Requirement:
All eligible beneficiaries and their family members must have Aadhaar or Aadhaar Virtual ID integrated with their application details.
• Priority Categories:
Preference under the scheme will be given to widows, single women, persons with disabilities, senior citizens, transgender persons, and individuals belonging to Scheduled Castes, Scheduled Tribes, minorities, and other vulnerable sections of society. Special focus will also be given to Safai Karmis, street vendors identified under the PM SVANidhi Scheme, artisans under the PM Vishwakarma Scheme, Anganwadi workers, construction workers, and residents of slums or chawls.
• Avoidance of Duplication:
Beneficiaries may avail housing benefits either under PMAY-G (rural) or PMAY-U 2.0 (urban) depending on jurisdiction, and beneficiary data will be cross-verified to avoid duplication.
Application Process and Status Tracking
Eligible citizens can apply through the official PMAY-U 2.0 portal. The process includes:
• Online Registration: Applicants can submit their applications along with the required documents, such as Aadhaar details and income proof, through the official portal. Beneficiaries may also approach the ward-level camps, where employees of the Sri Vijaya Puram Municipal Council (SVPMC) will assist them in completing and submitting the online application.
• Status Verification: Once the application is received and verified, its status can be tracked in real time on the portal.
• Public Transparency: To ensure transparency, the names of verified applicants will be displayed on local notice boards for public information.
SVPMC encourages all eligible citizens to come forward and apply for housing benefits under PMAY-U 2.0. Public representatives and ward-level functionaries are also requested to mobilize and assist eligible households in their respective areas, ensuring that no deserving family is left behind.
For further information regarding eligibility, required documents, and application status, citizens may visit the official website: https://pmay-urban.gov.in.
